1. Personal Credit Advisor
2. Credit education
3. Tools to help increase and maintain credit scores
With over 5+ years of industry related experience, Credit Readi looks at your whole credit picture and provides assistance in every area. We provide personal convenience and work with you to identify, understand and help you reach your credit goals. Credit Readi will repair your credit and increase your score by taking the proper steps to get you back on the right track. Credit Readi goal is to help client's achieve their short term and long term financial goals.
Below you can choose the monitoring service that works best for you! Identity IQ or Smart Credit! Lets get Credit Readi!
Daily credit monitoring gives insight into changes that are made to your credit report profile. Checking your credit report and score regularly, combined with the power of credit monitoring, empowers you to see changes as they occur and act quickly if something unexpected happens.
See changes as they happen with daily credit monitoring alerts:
Whether you are looking for a 1 bureau credit report or a complete view of your credit report profile from each of the 3 credit bureaus (Experian, TransUnion, and Equifax), our products are designed to meet your needs.
Suspicious changes in your credit report are one of the first indications that your information may have been compromised. If you feel something has gone wrong, one of the initial steps we recommend is to take a look at your credit report and verify all of your information. We believe checking your report regularly is so important that we offer you 12 reports per year (on select plans), which is something our competition does not.
Do you know what your credit score is? Knowing your credit score can be a life saver. With that being said when rebuilding, making purchases, applying for credit and so much more it's very imperative to know your score.
Signing up with a credit monitoring system will allow you to keep track of your score each month as you progress. Identity IQ will provide you initially all three scores and once every month you will receive scores from each bureau. Also, with Identity IQ you will be able to login at any time and check your credit report and score.
Rebuild, Rebuild, Rebuild!!!
Such a major factor in repairing credit. When rebuilding your credit worthiness, you will have to apply for credit. Remember you will have to start with small balance accounts or credit lines. The bright side is you will learn how to manage and stay in your lane. It's not about the amount of credit you have.
One of the most important factors is if you're making on time payment on your open accounts, especially credit card.
I will assist you in understanding the process in making payment on certain trade lines.
Addresses, Auto Loans Debt, Bankruptcy, Credit Card Debt, Rent Debt/ Settled Evictions, Utilities, Medical Bills, Late payments, Repossessions, Other Settlement Charge Offs, Inquiries, Identity Theft